Lending Uncomplicated®

It’s easy to apply.

Low fixed rates from

*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Excellent credit required for lowest rate. Rates vary by loan purpose.

What do you want to fund?

Nice to be rewarded!

It’s nice to have a loan company that will reward and trust you for having good credit. The loan process was easy and safe, with great rates and no early payoff penalties. Will use them again on my next project

Lee's Summit

Doctor

It is all about Customer Service

I have now used Safepayloans for the financing on two items. I can’t believe how quick and easy the application process, closing, funding and completion of all the documents were.

Navasota

Beautician

Smooth and quick

I applied with safepayloans for a car loan from my phone and was approved and had the funds in my account the next day. I now own a car that I am really enjoying. Thanks Safepayloans!

Bay Area

Engineer

Apply in minutes. Have funds in your account as soon as today. 

Apply online

You will receive a response shortly during business hours.

Accept loan agreement

Once approved, e-sign your loan agreement and set-up your loan for funding.

That's it! Use your loan

Receive your funds as soon as today. 1

No perfect credit required.

U.S. residents earning $1,000 or more per month may

qualify for a personal loan.

Credit history

Several years of credit history with a variety of account types (major credit cards, installment loans, vehicle loans and mortgage debt if applicable.)

Assets

An ability to save, evidenced by: retirement/investment accounts and liquid assets - including checking and savings accounts, etc.

Income vs Debt

Stable, sufficient income and assets with the ability to repay current debt obligations in addition to any new loan with SafePayLoans.

Payment history

A good payment history with few, if any, delinquencies or other problems repaying debt obligations.

SafePayLoans only approves good-to-excellent credit profiles.